Wednesday, November 2, 2011

Yesterday was a long hard mess.. Jeff and Cole left about 11 in the morning to go car shopping. Only to find out that even the tote your note places wanted a co-signer. So then they went to the banks to apply for a loan. Nope his age and the fact that he has no credit hurt him. Even though this 19 year old has $5000 saved up they wouldn't loan him anything. We were really starting to get worried then Jeff stumbled on to a small tote your note place , and they said sure we can give you a car. They are owned by Mitchell so that was good. The guy helping Cole said they deal a lot with Thorps employees so that was also good. Cole ended up  buying a 2001 Toyota Tundra for $10,000 . They wanted $1500 down , but my son put $4000 down then he bought the exteded warranty so in the end he will finance $7000 for two years. At least now he will have credit. The truck is really clean and perfect for him. He had to do something and even though tote your note places rip you off big time at least now he will start establishing his credit. All the interest and everything was already included in the price so everything he pays go to the loan. I think his payment is like $200 a month. His insurance jumped up a bit, but as soon as he sales the jeep  he can drop it and his insurance will go down some. The jeep is totally gone, they couldn't even get it started yesterday to try and use it as a trade in. He just going to have to sale it to someone who wants a project.

I have not exercised or weighed this week. My schedule was kinda messed up since we were gone. I know I need to get in there and do it, but I have been reading again and its so hard to stop until I finish. I'm so hooked on fanfiction..The down side is I'm reading it on my phone and Jeff is pretty upset about it.. I don't understand what the difference is between electonical and paper books, but apperantaly there is . (to him) So now I only read when he isn't home or when he is on the computer.

Well my child support checks have stopped. They sent me a debit card or I could have direct deposit. I really don't like those choices..  I guess the debit card thing won't be bad as long as I can get cash from it. I don't want direct because if we do sell the house and move that is one more headache I have to change..As of this morning I have $15 on the card. I have no idea why unless Doug is no longer working. I was getting $98 every week. I guess I will wait till next week to see if more gets put on the card and if so I will activate it.

We will be going to my moms for Thanksgiving this year.  I can't believe it already November. The year is flying by and my birthday will be here soon and I'm not at my goal weight. I'm such a loser..

Today I have to go to Sams and buy meat we are out. then I will be buying my Water for Elephants dvd.. All this week and the next two Rob will be on tv promoting Breaking Dawn.. Thank God for dvr..
Hope everyone has a great day.

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